Digital Payments Resources

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Industry Report

Leveraging Digital Financial Solutions to Promote Formal Business Participation

This paper explores economic informality and how it relates to digital financial inclusion. It focuses specifically on the potential role that digital financial services–including those accessed through mobile phones and the internet can play in encouraging businesses to formalize their operations.
© © Bill & Melinda Gates Foundation
Industry Report

How one platform connects cities and boosts small businesses

How can platform approaches drive the digitization of cities? Learn how CIVICO and Accion are helping customers and small businesses, in Bogota, Mexico City, and Santiago, connect and transact.
Alliance Report

Strengthening Mexico’s small merchants through digital payments

Grupo Bimbo identified digitization as a key element to help merchants remain competitive against modern retail stories in Mexico….
Alliance Report

Country Diagnostic: Colombia

This diagnostic measures the current state of the transition to electronic payments by estimating volumes and values of payments made in Colombia, as well as assessing the likelihood of further movement by looking at payment use cases associated with each key shift.
Alliance Report

Colombia’s Coffee Growers’ Smart ID Card: Successfully Reaching Rural Communities with Digital Payments

This case study is the first to examine a shift to electronic payments in a large-scale rural business-to- business context.

© Bill & Melinda Gates Foundation/Frederic Courbet
Industry Report

Visa Delivers the Benefits of Electronic Payments to the Trucking Industry in Brazil

In Brazil, the trucking industry has relied on a paper-based “freight letter” system for paying truck drivers’ salaries. Aside from operational inefficiencies, this method subjected cargo co…