Digitization

Accelerators to an Inclusive Digital Payments Ecosystem

This paper reviews 25 countries where digitization has had great impact and reveals 10 tangible steps, or “accelerators,” that governments and companies can take to build inclusive digital economies.

New United Nations Study Maps Top 10 Ways Governments and Companies Can Create Digital Economies

For the first time, new evidence from 25 countries shows how governments and companies can move away from cash, as McKinsey Global Institute reveals a potential $3.7 trillion GDP boost…

2016 Mobile Industry Impact Report: Sustainable Development Goals

The report establishes how the mobile industry impacts the United Nations Sustainable Development Goals, and provides a set of commitments that will ensure that the SDGs are an enduring influence on our industry’s roadmap.

Small merchants big opportunity: The forgotten path to financial inclusion

This report identifies critical gaps and opportunities for the cashless economies to increase financial inclusion for MSMs aand provides some interseting insights from successful cases from sevral countries including Indonesia, Peru and Nigeria.

G20 High Level Principles for Digital Financial Inclusion

The principles, endorsed in 2016 during the G20 Chinese Presidency, catalyzes the adoption of digital approaches to achieve G20’s goals of financial inclusion, inclusive growth and increasing women’s economic participation.

Building digital ecosystem architectures: A guide to enterprise architecting digital technologies in the digital enterprise

This book defines digital ecosystems with examples from real industry cases and explores how enterprise architecture is evolving to enable physical and virtual, social, and material object collaboration and experience.

Our 5 favorite recent digital payments stories

500 million Indian smartphone users in next 5 years: a huge market for digital payments

Responsible Digital Payments: Reducing the risks that come with new opportunities

It’s all at our fingertips. The possibility to make a payment. The delight of receiving one. From Peru to Rwanda to India, people, governments and businesses are increasingly making their p…

Done Right, Digital Finance Could Transform Humanitarian Response

Originally published on CGAP.org…

Dethroning Cash as King. Why These Major Funders Are So Hyped About Digital Money

Quality of service more important than cost for humanitarian workers

The report provides key findings from the mobile money workshops conducted by Electronic Cash Transfer Learning Action Network (ELAN) in January 2016- one in Dakar (Senegal) and other one in Gisenyi (Rwanda).

Five Ways Digital Payments Are Coming to the Rescue in Emergencies

Making Electronic Payments Work for Humanitarian Response

This paper analyzes how existing Digital Financial Services initiatives can better align to support humanitarian response, and uses a framework for comprehensively considering e-payment preparedness. Central African Republic, Pakistan, Nigeria, the Philippines, Somalia, and Yemen have been evaluated as per the framework.

Basel standard setter: improving payments infrastructure accelerates financial inclusion

The report attempts to understand the factors that drive awareness and interest among current non-users of digital payments in India and analyzes the experience of current users and dentify potential strategies to spur the adoption among these consumers and merchants.

Could the digital revolution get more women into work?

In the hands of women: A reflection on the gender gap in financial inclusion

Did you ever wonder why there is not an International Men’s Day? There actually is such a day, by the way—it’s on November 19th, but there aren’t too many people marking it with a night off …

The Impact of Electronic Payments on Economic Growth (2016)

The study provides emperical evidence of how the expansion of electronic payments has a significant, positive effect on future economic growth.

Guide to the Use of Digital Financial Services in Agriculture

This Guidebook provides an easy-to-use tool to understand how digital finance is helping addressing some of the challenges faced by smallholder farmers and includes some interesting use cases from Bangladesh, Malawi, Zimbabwe and Nigeria.

Inter-American Development Bank becomes first regional development bank to join partnership to advance digital payments

The organization joins a UN-hosted alliance of governments, companies and international organizations to accelerate the move towards digitization of payments…

Ruth Goodwin-Groen: Driving Financial Inclusion in the Digital Age