Global north america

Growth of mobile financial services key learnings from literature, industry analysis and cases

This paper includes an extensive literature review on Mobile financial Services (MFS)and provides an overview of existing MFS landscape.

Financial technologies paving a bright new path for the world's unbanked population

Based on a sample of 62 developing countries, the paper provides empirical analysis showing increase in the use of FinTech has a positive effect on the level of financial inclusion, which in turn advance sustainable economic development.

Financial Inclusion, Digital Payments and Their Impact on Income and Tax Revenue Around the World

Using various global datasets, this study quantifies the effect of financial inclusion and digital payments on income and individual government tax revenues to be an additional $4.1 trillion in the world economy.

In India, digital payments are changing the game for women entrepreneurs

This blog post was originally published in the Huffington Post…

Anti-money laundering and terrorist financing measures and financial inclusion

The promotion of formal financial systems and services is central to any effective and comprehensive AML/CFT regime. However, applying an overly cautious approach to AML/CFT safeguards can h…

Indonesia joins our Alliance

By joining our global partnership, Indonesia is committed to accelerating the transition from cash to digital payments and has encouraged fellow APEC countries to follow suit.

Cashless Cities: Realizing the benefits of digital payments

Everything from the range of goods and services we buy to how we buy them has drastically shifted toward digital, bringing significant benefits to consumers, businesses and economies. As the…

Digitizing retail payments: Building a successful loyalty model

On creating loyalty programs for customers….

Ghana Country Diagnostic is out!

Ghana has made significant gains, including almost 100 percent government payments to people and payments within the government now processed digitally.

New UN report reveals momentum for digital payments in Ghana could save over GHS 1 billion within next four years

With 37 percent of the value of all payments now made digitally, Ghana is on course to be a leader in the region, with great potential to expand economic opportunities for businesses…

Country Diagnostic: Ghana

This Diagnostic Report shows Ghana has taken important steps toward digitizing its economy, and has several of the building blocks of an inclusive digital ecosystem already in place.

Unilever joins the Better Than Cash Alliance

Leading consumer goods company and sustainability champion Unilever has committed to transition away from cash throughout its value chain.

Unilever raises the bar on private sector leadership to achieve the SDGs through digital payments

In a significant step towards integrating social benefits into business strategy, the UN-based Better Than Cash Alliance announced its newest member: Unilever. …

Merchant payments: VAS playbook

This playbook discusses the various potential Value Added Services that could increase uptake of mobile retail payments in Tanzania and similar emerging markets.

Finclusion to Fintech: Fintech Product Development for Low-Income Markets

The paper presents detailed insights from 15 years of financial inclusion research to highlight the importance of fintech, including proposing product development ideas for Fintech players, to better serve developing world market.

Improving financial inclusion through social transfers

This paper looks at the impact of shifting to digital payments in Progresa-Oportunidades-Prospera Programme.

Digitizing Merchant Payments: What Will It Take?

The presentation provides ideas for digital payments to replace cash as the most used mode of retail merchants worldwide.

Mobile power payments and smart meters plug in Tanzanian homes