Security

Liberian Teacher ePayments: Stepping Stones to Inclusion

This blog, focussing on case of Liberia, discusses how digital payments are improving government service delivery and leading to higher take-home pay and improved transparency.

Digital Finance and Innovations in Financing Education

The working paper discusses critical challenges in education finance and the innovations in digital finance, which plays an important role on the Sustainable Development Goal for education.

A Public-Private Partnership to Digitize Bus Fares in Rwanda

This CGAP blog dicsusses the successful cases of public-private partnerships to drive various digitiziation initiatives in Rwanda. One of those being ‘Rwanda Online’, which has brought 100 government services online over a period of three years and the digitization of bus fare payments in the same.

Can electronic tax invoicing improve tax compliance?

This paper defines Republic of Korea’s motivation for Electronic Tax Invoicing (ETI), the implementation process, the legal and regulatory regimes, lessons learned, and future challenges for tax policy makers and tax authorities in developing countries.

Alliance featured in Anatalya outcome document

This review of the Implementation of the Istanbul Programme shares best practices and challenges from initiatives implemented in areas related to productive capacity, infrastructure and energy, agriculture, food security and nutrition and rural development, economy, trade, etc

Making Electronic Payments Work for Humanitarian Response

This paper analyzes how existing Digital Financial Services initiatives can better align to support humanitarian response, and uses a framework for comprehensively considering e-payment preparedness. Central African Republic, Pakistan, Nigeria, the Philippines, Somalia, and Yemen have been evaluated as per the framework.

The Impact of Electronic Payments on Economic Growth (2016)

The study provides emperical evidence of how the expansion of electronic payments has a significant, positive effect on future economic growth.

Beyond Cash: Incentivizing Merchant Acceptance in India

The report attempts to understand, for India, the factors that drive awareness and interest among current non-users of digital payments, analyze the experience of existing users and identify potential strategies to spur the adoption of digital payments among these consumers and merchants

India's Progress Towards Cashless Economy-An Assessment

The study attempts to assess and report the progress made by the Reserve Bank of India in moving towards the ‘Cashless’ economy during the period 2004-05 to 2014-15.

Chilling effect of anti-money-laundering policies for poor countries

The report catalogues extensive suggestive evidence of some of the unintended consequences of AML/CFT and sanctions enforcement by FATF and SSBs simultaneously highlighting their role in increasing the safety and security of the global financial systems.

International Organization for Migration: relocation grants paid remotely worldwide with prepaid cards

Hghlights how Citi Prepaid Services for IOM beneficiaries resulted in reduced costs, detailed payment reports, as well as greater control and transparency.

Barriers to transforming government in Jamaica: challenges to implementing initiatives to enhance the efficiency, effectiveness and service delivery of government through ICTs (e-Government)

It can be argued from the data analyzed that the factors which undermine the use of ICTs to improve government efficiency, effectiveness and public service delivery in Jamaica include: techn…

Assessing risk in digital payments (Gates)

Since digital payments form the foundation for digital financial services, an approach to managing and regulating their risk is the first step. Significant literature exists that outlines th…

Federal Reserve strategies for improving the US payment system

Authoritative guidance on “risk-based” banking

The Financial Action Task Force (FATF) is the global standard setter for combating money laundering, terrorist financing and other threats to the financial system. Their [Risk-based Approach…

IMF Fiscal Transparency Code aligns with BTCA goals

Cash Transfers Poised to Aid National Governments in Times of Crisis

This summer, the Cash Learning Partnership, UNICEF, and the European Commission came together to discuss the use of emergency cash transfers in humanitarian responses and national social wel…

The Financial Action Task Force cautions on the use of virtual currencies

Building State Capacity: Evidence from Biometric Smartcards in India

NBER Working Paper No. 19999
Issued in March 2014

Summary:

We evaluate the impact of biometrically-authenticated payments infrastructure (“Smartcards”) on beneficiaries of employm…

Unlocking the Potential-Women and Mobile Financial Services in Emerging Markets

This report offers insights on women’s needs for financial management tools and use of mobile financial services in Indonesia, Kenya, Pakistan, Papua New Guinea and Tanzania. It also contain…