Merchants

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Global Resources >> Industry Reports

Managing digital money

This editorial highlights the significance of digital money as a transformational innovation and emphasizes that banks and financial institutions need to develop strategies to respond to opportunities and threats of digital money.

© © Better Than Cash Alliance
Global Resources >> Industry Reports

Inclusive Growth Through Branchless Banking: A Review of Agent Banking and Its Impact

The paper explores the opportunities to overcome barriers to financial access in Bangladesh through branchless banking and emphasis that financial inclusion and inclusive growth could be advanced through existing work by Bangladesh bank on favorable agent banking policies
© © Better Than Cash Alliance
Global Resources >> Industry Reports

World Bank finds electronic payments a key driver of financial inclusion

This guide is the result of discussions and engagements with hundreds of stakeholders in over 25 countries to rethink and re-engineer the retail payments and includes specific insights from Mexico, Peru, and Australia.
Global Resources >> Industry Reports

How new technologies affect small businesses – recent research findings from DCED Research

This DCED Research and Evidence Update compiles recent books, journal articles and studies that offer credible findings on the effectiveness of private sector development (PSD), reviews of c…
Global Resources >> Industry Reports

Business model innovation: pervasiveness of mobile banking ecosystem and activity system–an illustrative case of Telenor Easypaisa

“Purpose – The paper provides a holistic overview of already available academic literature of mobile banking, business model innovation and ecosystem and activity system perspective of busin…
© © Better Than Cash Alliance
Global Resources >> Industry Reports

Bank on Her: The Smart Solution for Financial Inclusion

Including more women in the informal sector specifically leads to countless benefits besides increased economic growth. Studies show that when a woman controls her own finances, she invests …
© MasterCard
Global Resources >> Industry Reports

Small-scale Kenyan farmers use mobile money to turn remittances into farm profits

A study has found that Kenyan farmers who use mobile money have 35% higher profits per acre of banana production than non-users. Mobile money also increased household income by 40% and contr…
© Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Tips for mobile money providers to build effective merchant payment networks

To build an active merchant network, mobile money providers often have to invest significant resources in merchant acquisition or partner with specialists. [A new publication by GSMA](http:/…
© Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Digitizing merchant payments in Bangladesh

Better placement of marketing materials can help boost usage of digital payments in small merchants. What are some other ways to drive usage? Read this IFC report that is based on feedback and learnings from early adopters of bKash in Bangladesh.
© © WFP, © UNHCR, © UNICEF Bangladesh
Global Resources >> Industry Reports

M-Shwari: Market Reactions and Potential Improvements

This Microsave report examines initial market perceptions to M-Shwari, a mobile banking service that allows M-PESA customers to borrow money and apply for emergency loans directly through th…
© Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Aadhaar: Digital Inclusion and Public Services in India

Aadhaar, India’s program to provide a unique identity number for every resident, is the largest biometric identification program in the world. Launched in 2008, the program has created biome…
© © MorganStanley.com
Global Resources >> Industry Reports

Visa Delivers the Benefits of Electronic Payments to the Trucking Industry in Brazil

In Brazil, the trucking industry has relied on a paper-based “freight letter” system for paying truck drivers’ salaries. Aside from operational inefficiencies, this method subjected cargo co…
© Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Building a Mobile Money Distribution Network in Papua New Guinea

The report looks at the opportunity to build a nation-wide electronic money network in PNG, where 90% of the population was unbanked. It highlights the cost and opportunities to public and …
© Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

World Bank Presents Outcomes of the Global Payment Systems Survey 2010

The underlying foundation of a country’s financial system – including all institutions, information, technologies, rules and standards that enable financial intermediation – is its “financia…
© Bill & Melinda Gates Foundation/Frederic Courbet