Merchants

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Global Resources >> Industry Reports

World Development Report 2016: Access to the Internet inadequate

USAID has commissioned this study to understand the perceptions towards digital payments among consumers and merchants in low-income communities. The research provides key findings from quantitative surveys carried out in Indian cities- Mumbai, Hyderabad, Kota, Vishakhapatnam, Guntur and Jaunpur,
© Deepti KC and Mudita Tiwari
Global Resources >> Industry Reports

Mobile payments: How digital finance is transforming agriculture

This report is based on primary research on agriculture mobile payments initiatives in Ghana, Uganda and Zambia with the aim of understanding the potential of mobile finance for the agricultural sector and how these barriers might be overcome.
Global Resources >> Industry Reports

Mobile for Development Utilities Programme: The Role of Mobile in Improved Sanitation Access

This report outlines how mobile channels can support sanitation services delivery while building new engagement models and emphasizes the need of a collaborative approach to mobile technology integration, grant support for developing and piloting.
© © Better Than Cash Alliance
Global Resources >> Industry Reports

Mobile Financial Services In Bangladesh

The report provides an overview of the MFS progress in Bangladesh and discusses how selection of staff and beneficiaries from USAID agriculture and health projects are using both traditional and mobile financial services.

© © BSR.org
Global Resources >> Industry Reports

Managing digital money

This editorial highlights the significance of digital money as a transformational innovation and emphasizes that banks and financial institutions need to develop strategies to respond to opportunities and threats of digital money.

© © Better Than Cash Alliance
Global Resources >> Industry Reports

Inclusive Growth Through Branchless Banking: A Review of Agent Banking and Its Impact

The paper explores the opportunities to overcome barriers to financial access in Bangladesh through branchless banking and emphasis that financial inclusion and inclusive growth could be advanced through existing work by Bangladesh bank on favorable agent banking policies
© © Better Than Cash Alliance
Global Resources >> Industry Reports

How new technologies affect small businesses – recent research findings from DCED Research

This DCED Research and Evidence Update compiles recent books, journal articles and studies that offer credible findings on the effectiveness of private sector development (PSD), reviews of c…
Global Resources >> Industry Reports

Business model innovation: pervasiveness of mobile banking ecosystem and activity system–an illustrative case of Telenor Easypaisa

“Purpose – The paper provides a holistic overview of already available academic literature of mobile banking, business model innovation and ecosystem and activity system perspective of busin…
© © Better Than Cash Alliance
Global Resources >> Industry Reports

Bank on Her: The Smart Solution for Financial Inclusion

Including more women in the informal sector specifically leads to countless benefits besides increased economic growth. Studies show that when a woman controls her own finances, she invests …
© ©Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Small-scale Kenyan farmers use mobile money to turn remittances into farm profits

A study has found that Kenyan farmers who use mobile money have 35% higher profits per acre of banana production than non-users. Mobile money also increased household income by 40% and contr…
© ©Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Digitizing merchant payments in Bangladesh

Better placement of marketing materials can help boost usage of digital payments in small merchants. What are some other ways to drive usage? Read this IFC report that is based on feedback and learnings from early adopters of bKash in Bangladesh.
© © WFP, © UNHCR, © UNICEF Bangladesh
Global Resources >> Industry Reports

M-Shwari: Market Reactions and Potential Improvements

This Microsave report examines initial market perceptions to M-Shwari, a mobile banking service that allows M-PESA customers to borrow money and apply for emergency loans directly through th…
© ©Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Aadhaar: Digital Inclusion and Public Services in India

Aadhaar, India’s program to provide a unique identity number for every resident, is the largest biometric identification program in the world. Launched in 2008, the program has created biome…
© © MorganStanley.com
Global Resources >> Industry Reports

Visa Delivers the Benefits of Electronic Payments to the Trucking Industry in Brazil

In Brazil, the trucking industry has relied on a paper-based “freight letter” system for paying truck drivers’ salaries. Aside from operational inefficiencies, this method subjected cargo co…
© ©Bill & Melinda Gates Foundation/Frederic Courbet