Banks

Increasing partner loyalty through digital payments

The National Dairy Development Board digitized its payments to dairy farmers – unlocking significant business and social benefits.

Strengthening Mexico’s small merchants through digital payments

Grupo Bimbo identified digitization as a key element to help merchants remain competitive against modern retail stories in Mexico….

Increasing supply chain transparency through digital payments

Gap Inc. has helped improve factory performance and promoted worker well-being by digitizing salaries for factory workers in India.

Driving sales through digital working capital loans for small merchants

Unilever partnered with Mastercard and Kenya Commercial Bank to develop a digital working capital platform helping small merchants grow sale in Kenya, called Jaza Duka.

Insights from the World Bank's 2017 Global Findex database

10 reasons to be optimistic that full financial inclusion is possible through digital payments

As the world gets a progress report from the World Bank, the Better Than Cash Alliance outlines 10 key reasons to be optimistic about the journey toward full financial inclusion through digital payments.

“Digital payments can be a game-changer for farmers”

Interview with World Cocoa Foundation, Paul F. Macek, Vice President for Programs …

Gap Inc. Sets New Goal For Apparel Suppliers To Pay Garment Workers Digitally By 2020

Joins UN-based Better than Cash Alliance to Promote Financial Inclusion and Greater Supply Chain Transparency and Efficiency…

Guidelines for ID4D Diagnostics Toolkit

The focus of this Guide is on the design and implementation of digital ID systems that provide people with proof of legal identity, which is commonly needed to access basic services, rights, and protections.

Mobile money

This review provides an overview of the operations and impacts of mobile money in the developing world and discussing what the future of mobile money in developing economies may look like.

Mobile banking: A potential catalyst for financial inclusion and growth in Pakistan

This paper traces the history of mobile banking in Pakistan, studies various models of mobile banking and assesses its current state.

Financial technology business model as branchless banking for people in rural areas: Case study: Indonesia

This study designs business models for electronic payment services, utilizing the principle of branchless banking and reviewing relevant aspects of IT risk management, for rural area communities in Indonesia.

Branchless Banking in Pakistan: Opportunities and Challenges

The paper examines strengths, weakness, opportunities and threats of branchless banking and recommends some strategies around the identified challenges with a focus on Pakistan.

Frequently Asked Questions about the Responsible Digital Payments Guidelines

Below are the questions we often get asked about our Responsible Digital Payments Guidelines:…

UN study: Digitization of Kenyan farmer payments helps tackle poverty

One Acre Fund cut payment losses and collection costs by over 80 percent, boosting farmers’ satisfaction and economic opportunity…

Interview with Maha Bahou, Central Bank of Jordan “Our strategy is national, not institutional”

Ms. Maha Bahou is the Executive Manager for Payment Systems & Domestic Banking Operations and Financial Inclusion Department at the Central Bank of Jordan (CBJ)….

Exchanging notes on one of the biggest ‘digital’ conditional cash transfer programs

Our Peer-Exchange to Brazil was part of the Alliance’s response to the knowledge needs of member countries

Digital Financial Services Toolkit Toolkit

The toolkits, available both in French and English, are designed for financial service providers (FSPs) who want to go digital.

Digitizing Wage Payments in Bangladesh’s Garment Production Sector

This report is the first of its kind to document key data points on the costs and benefits of wage digitization from a factory perspective.

To improve the lives of nearly 2 million workers, H&M group will encourage suppliers to pay workers digitally

H&M group becomes the first global fashion brand to join the United Nations’ Better Than Cash Alliance…