Wages

Household finance and economic development

This chapter provides an overview of financial inclusion around the world and discusses the empirical evidence on how the use of formal financial services significantly contribute to inclusive growth and economic development.

An Introduction to Digital Financial Services (DFS)

Digital Financial Services (DFS) is a relatively new, low-cost means of digital access to transactional financial services. Often termed ‘mobile money’ or ‘mobile financial services,’ DFS is…

La numérisation des paiements permettrait d’injecter 104 milliards de FCFA par an au PIB du Sénégal

How cities will win – digital payments and the future of smart

Transportation Series: Blog 3…

Senegal: Digitizing payments could add FCFA 104 billion to GDP every year

Senegal: Digitizing payments could add FCFA 104 billion to GDP every year

Media release by the Government of Senegal, the Better Than Cash Alliance and MM4P…

Senegal: Digitizing payments could add FCFA 104 billion to GDP every year (CNBC)

Sénégal: La numérisation des paiements permettrait d’injecter 104 milliards de FCFA par an au PIB

Communiqué de presse du Gouvernement du Sénégal, l’Alliance Better Than Cash et MM4P…

First look at how garment workers are being paid globally

In a first study of its kind, data from nearly 3,000 factories across 58 countries, reveals that paying workers digitally correlates positively with better working conditions.

Global Microscope 2018: The Enabling Environment for Financial Inclusion

It sets a model for an enabling environment for financial inclusion across five domains: 1. Government and Policy Support; 2. Stability and Integrity; 3. Products and Outlets; 4. Consumer Pr…

Fintech for Financial Inclusion: A Framework for Digital Financial Transformation-A Report to the Alliance for Financial Inclusion (AFI)

The paper outlines potential for growth for FinTech for financial inclusion while emphasising on the need for regulatory approaches , citing some successful cases from India , Kenya and China.

Factories paying workers digitally are five times more likely to provide good social and labor practices

New data gathered from the Higg Index from 3,000 factories in 58 countries…

The Impact of Formal Savings on Salaried Workers’ Spending and Borrowing in Eastern Ghana

This J-PAL study looks at the impact of commitment savings linked to electronic salary payments. While the results varied for different users, the research highlights the importance of using…

Financial inclusion, a driver of state building in India and Mexico?

This article situates latest trends within the evolution of Indian and Mexican social policies and discusses how on one hand financial inclusion policies allow vulnerable populations to access new rights while resulting in new ways of controlling consumer behavior.

The 1.5 Billion People Question: Food, Vouchers, or Cash Transfers?

With 1.5 billion people covered globally, food and voucher programs provide an important lifeline for the poor and vulnerable. The study – The 1.5 Billion People Question: Food, Vouchers or …

Bridging the Digital Divide and Supporting Increased Digital Trade: Scoping Study

The global economy is experiencing important technological shifts, with the rise of digital technology a key driver. This can be seen today in the rapid growth of the digital economy, broadl…

Branchless banking: Evaluating the doorstep delivery of financial services in rural India

This paper evaluates the effect on household savings of India’s recent financial inclusion drive, a drive that generated an unprecedented increase in access to financial institutions by usin…

Driving to Scale: Bim’s Journey to Digital Financial Inclusion in Peru

Interview with Felipe Vásquez de Velasco, General Manager of Peruvian Digital Payments (PDP)…

The Digital Payments Opportunity: A Conversation

This blog was originally published on BSR.org…

Why cash is a problem for businesses around the globe

This blog was originally published on The Practitioner Hub for Inclusive Business…