Digitization

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News >> Ideas & Updates

Senegal: tech helps boost access to health to leave poverty behind

Some African nations lead the world’s e-money businesses. And several are finding that leaving notes and coins behind is not only improving efficiency, safety and transparency, but it is als…
© © Better Than Cash Alliance / Video Positive
Global Resources >> Industry Reports

Opportunities for digital in Pakistan 

GSMA report estimates that mobile phone ecosystem contributes around $16.7 billion to the Pakistani economy. To enhance the impact of mobile-enabled digital transformation, it calls for improving digital financial inclusion and taking a whole of government approach to development.
© Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Fostering digital payments and fintech development 

This ADBI working paper discusses measures to foster digital financial innovation in Indonesia.

Global Resources >> Industry Reports

How to put national digital agenda in action

Cross-agency collaboration, national and digital identity and having common templates and taxonomies in place can help governments on their digital journeys. Read the new Citi publication on digitizing governments that also features case studies from Pakistan and India.
Global Resources >> Industry Reports

Youth, entrepreneurship and digital financial inclusion

New World Bank Findex note discusses the many ways in which young people in Sub-Saharan Africa are using formal financial services for entrepreneurship.

© Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Laying the groundwork for digital transformation

This FinDev Gateway webinar offers insights into how organizations can approach digital transformation in a strategic way. It features CGAP’s Greta Bull and MicroSave’s Graham Wright (along with other speakers). 
© Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Digital Economy Blueprint: Kenya

Kenya’s “Digital Economy Blueprint” provides a conceptual framework for setting up a successful digital economy in the country. The document identifies and explores five pillars of focus and is relevant for our work not just in Kenya but across Africa.
Global Resources >> Industry Reports

How to create modern G2P payment systems

New CGAP focus note explores the core idea behind future-ready G2P payments, lays out its advantages and challenges, and describes how governments can create modern G2P payments systems. It draws heavily from ongoing efforts in Bangladesh, India, Kenya, Tanzania and Zambia.
© Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Leveraging Digital Financial Solutions to Promote Formal Business Participation

This paper explores economic informality and how it relates to digital financial inclusion. It focuses specifically on the potential role that digital financial services–including those accessed through mobile phones and the internet can play in encouraging businesses to formalize their operations.
Global Resources >> Industry Reports

Voices to Choices : Bangladesh's Journey in Women's Economic Empowerment

This book analyzes advances in women’s economic engagement and empowerment in rural and urban Bangladesh.
© © Better Work / Marcel Crozet
Global Resources >> Industry Reports

Tienda Pago’s Digital Solution for Fast-Moving Consumer Goods

This report discusses Tienda Pago’s Digital Solution for Fast-Moving Consumer Goods.
© © Pagos Digitales Peruanos (PDP)
Global Resources >> Industry Reports

8 ways to boost Africa's digital ecosystem

The World Economic Forum and International Trade Centre’s “Africa e-commerce agenda” discusses 8 policy areas - including enhancing digital payments - that can help unleash the potential of e-commerce in the continent.

© Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Drivers of digital payments

This study shows that per capita income, education, availability of digital infrastructure and greater internet penetration help in the growth of digital payments in an economy. For India, it suggests that the government should focus on providing a conducive macroeconomic environment and safe and easy access to digital infrastructure.
© Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Did you see my tweet?  

This FSD Kenya analysis demonstrates the utility of social media (Twitter) analytics tools for monitoring discussions around consumer protection. 
© Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

How to consolidate gains in digital payments

This CG Dev paper, by Professor Njuguna Ndung’u, shows how M-Pesa’s success has led to a series of endogenous innovations that have shaped Kenya’s digital space. It outlines several important challenges that Kenya will need to address in order to further consolidate its success, including connectivity issues, digital ID, interoperability and consumer protection.
© Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Barriers to adoption of digital services

When digital services are designed to only be accessed by more powerful devices, the poor and marginalized are left out. This Institute of Development Studies report discusses barriers in accessing technology-related services in Bangladesh and how they can be removed.
© Bill & Melinda Gates Foundation/Frederic Courbet
News >> Ideas & Updates

“Botón PSE ha transformado el panorama de pagos en Colombia”

Entrevista a Gustavo Vega, Presidente de la empresa ACH Colombia…
News >> Ideas & Updates

“Botón PSE has changed the payment landscape in Colombia”

Interview with Gustavo Vega, President of the clearing house ACH Colombia…
News >> Newsletter

Role of digital finance in an aging world

A new Better Than Cash Alliance and World Bank paper outlines factors for the financial exclusion of the elderly and explores how digital financial technology can help governments better prepare for global aging challenges.
© © Shutterstock
Global Resources >> Industry Reports

How to create a digital ID for inclusive development

This USAID guide aims to: 1) illustrate how investments in ID systems impact individuals and their households; and 2) provide specific how-to guidance to help donors, program managers, and M&E specialists get started in thinking about ID ecosystems.
© Bill & Melinda Gates Foundation/Frederic Courbet