The Better Than Cash Alliance is a partnership of governments, companies, and international organizations that accelerates the transition from cash to digital payments in order to help achieve the Sustainable Development Goals.
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This guide is the result of discussions and engagements with hundreds of stakeholders in over 25 countries to rethink and re-engineer the retail payments and includes specific insights from Mexico, Peru, and Australia.
Developed over 18 months as part of the Bill and Melinda Gates Foundation Financial Services for the Poor(FSP) initiative, this guide is the result of discussions and engagements with hundre…
The 50 Best Fintech Innovators report gives an in-depth look into those global companies that are taking advantage of technology and driving disruption withi…
“Purpose – The paper provides a holistic overview of already available academic literature of mobile banking, business model innovation and ecosystem and activity system perspective of busin…
Digital financial services (DFS) are held out as key financial solutions for improving financial inclusion. However, targeted end users often offer little in the way of obvious profitable op…
Better placement of marketing materials can help boost usage of digital payments in small merchants. What are some other ways to drive usage? Read this IFC report that is based on feedback and learnings from early adopters of bKash in Bangladesh.
The London Borough of Lewisham is an inner-city district serving over 248,000 people.
When young people who have been placed in the Borough’s care leave it at the age of 18, they receiv…
NBER Working Paper No. 19999 Issued in March 2014
We evaluate the impact of biometrically-authenticated payments infrastructure (“Smartcards”) on beneficiaries of employm…
The hugely ambitious, policy initiative of transferring the vast majority of central and state government benefits, entitlements and subsidies, as e-money, directly into the UIDAI Aadhaar li…
This report offers insights on women’s needs for financial management tools and use of mobile financial services in Indonesia, Kenya, Pakistan, Papua New Guinea and Tanzania. It also contain…
A CGAP report on government to people payments in Pakistan. More information…
Aadhaar, India’s program to provide a unique identity number for every resident, is the largest biometric identification program in the world. Launched in 2008, the program has created biome…
The research examines the constraints to the uptake of these technologies in humanitarian programming, and has identified barriers to wider adoption of new technology that can be broadly gr…
This case study examines the transition of 25,000 social welfare beneficiares to electronic payments: how the decision was made; how donors, government and private sector cooperated; the st…
The report looks at the opportunity to build a nation-wide electronic money network in PNG, where 90% of the population was unbanked. It highlights the cost and opportunities to public and …
This study exams the real and perceived constraints social welfare beneficiaries and low income households face in using formal banking services. The study was done to inform the government…