Wage payments

Pioneer governments lead the way on shifting from cash to digital payments

By BTCA Communications Team…

Mobile Financial Services In Bangladesh

The report provides an overview of the MFS progress in Bangladesh and discusses how selection of staff and beneficiaries from USAID agriculture and health projects are using both traditional and mobile financial services.

Mobile Banking Adoption and Diffusion: Enabling and Constraining Social or Financial Inclusion among Poor Women in Pakistan?

Through an interpretive case study of the Benazir Income Support Programme (BISP) in Pakistan, the paper investigates how the adoption of mobile phones enabled and constrained poor women for receiving G2P payments and its impact on poor households.

Inclusive Growth Through Branchless Banking: A Review of Agent Banking and Its Impact

The paper explores the opportunities to overcome barriers to financial access in Bangladesh through branchless banking and emphasis that financial inclusion and inclusive growth could be advanced through existing work by Bangladesh bank on favorable agent banking policies

Digital Financial Services Can Help Bring Millions of Women Into the Workforce

by Leora Klapper and Ruth Goodwin-Groen…

Digital payments: Save time, save costs, save lives

State of Maryland: Significant savings and improved convenience with electronic payments

The State of Maryland needed a faster, more reliable and more cost effective way of making unemployment benefit payments to citizens who depended on them.

The State’s original process was…

Buckinghamshire County Council: Prepaid card delivers social benefits for children and young people in care

Buckinghamshire County Council discusses the case how they provided access to leisure and positive activities for children and young people through prepaid cards, reacheing over 80 percent within 15 months into the program.

Can India Post rise up to the digital payments and financial inclusion challenge?

On 19 August 2015, the Reserve Bank of India approved licenses for eleven institutions to set up payment banks. The purpose was to have these banks further financial inclusion by providing small savings accounts and payment / remittance services to, “migrant labour workforce, low income households, small businesses, other unorganised sector entities and other users.”

Media Briefing - Making cash history

Making cash history: How digital payments can help achieve the Sustainable Development Goals…

Pakistan Plans to Bring Millions More Citizens into the Economy by Digitizing Payments

Government of Pakistan joins the United Nations’ Better Than Cash Alliance to create inclusive economic growth and a more efficient market structure…

Country Diagnostic: The Philippines

This Better Than Cash Alliance diagnostic estimates that Filipinos make about 2.5 billion payments per month, or roughly 64 monthly payments per adult, corresponding to a monthly value of over US$74 billion.

Cashing out: Ruth Goodwin Groen in The Economist Intelligence Unit

Crossposted from the original post that appeared in The Economist Intelligence Unit…

DaviPlata: Taking Mobile G2P Payments to Scale in Colombia

This CGAP research paper describes the key challenges Davivienda, a Colombian bank faced through the journey to delivery G2P payments over mobile: how the service delivery model had to be ad…

Grupo Bimbo, world’s largest baking company, joins the Better Than Cash Alliance

In becoming a Better than Cash Alliance member, Grupo Bimbo, the world’s largest baking company, announced that it will strengthen its commitment to digitize traditional small shops in Mexico.

The Opportunities of Digitizing Payments

The report presents a synthesis of the evidence that The Opportunities of Digitizing Payments in all their forms, including international and domestic remittances, can be instrumental in reaching the goals of the G20 of broad-based economic growth, financial inclusion and women’s economic empowerment.

Toward a cash-free world with the Global Findex

Development Research Group When the Better Than Cash Alliance (BTCA) was formed almost three years ago, about half of the world’s adult population had some type of bank account. Last week th…

A means to an end: The post-2015 future of financial inclusion

Financial inclusion is a means to an end – or many ends – rather than an end in itself….

World Bank finds electronic payments a key driver of financial inclusion

700 million new accounts since 2011: The World Bank’s 2014 Global Findex findings