Cost savings

Scaling up Responsible Digital Payments in the Rwandan Tea Sector

This study lays the foundation for incorporating United Nations Principles for Responsible Digital Payments in the Rwandan tea sector, with the goal of increasing efficiency and improving farmers’ living incomes.

Global Resources >> Toolkits

(TEST) Tax Digitalization in Mexico: Success Factors and Pathways Forward

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News >> Media Release

West Africa launches new payments digitization agenda

Media release from the Better Than Cash Alliance, the World Bank and the National Agency of Statistics and Demography of Senegal (ANSD)

News >> In the Media

Comment améliorer les conditions de vie et de travail des éleveurs avec la digitalisation de la paie?

VoxDev Lit: Mobile Money (literature review) Toolkit

Analyzing impacts and potential of mobile money on (women’s) economic empowerment, financial inclusion and poverty reduction.

The Cost of Cash to Ghana’s Cocoa Sector

Digital payments can help make the sector more efficient, transparent, and secure for companies and people alike.

News >> In the Media

The Cost of Cash to Ghana’s Cocoa Sector

The Hidden Costs of Cash to Ghana’s Cocoa Sector

New report reveals the cocoa sector in Ghana faces avoidable costs and inefficiencies representing 19% of revenues.

Digitizing Payments in Ghana’s Cocoa Supply Chain

The purpose of this report is to share key lessons and tools that are critical to launching and scaling successful responsible digital payments initiatives in Ghana’s cocoa value chain.

A Fine Balance: Regulation & Greater Economic Opportunity in the Case of Payment Gateways for Merchants

Opening new payment gateways for merchants presents risks but much greater opportunities. Striking the right balance between fostering innovative services and managing risk is crucial.

Alliance Reports >> Diagnostics

Putting Digital Payments to Work in the Time of COVID-19

As the tragic human costs of COVID-19 mount, the need for practical, scalable, quick and effective solutions is urgent. Now more than ever, it’s time to put digital payments to work.

Country Diagnostic: Viet Nam

Digital payments enable inclusive growth and advance the Sustainable Development Goals, through cost savings, increased transparency, financial inclusion and greater women’s economic participation.

Informal Sector and Mobile Financial Services in Developing Countries: Does Financial Innovation Matter?

This paper investigates the impact of mobile financial services - MFS (mobile money, and mobile credit and savings) on the informal sector using data from 101 emerging and developing countries over the period 2000-15.

The International Labour Organization commits to expanding the use of responsible digital payments to advance decent work

New partnership will result in promoting digital payments as an important tool to increase security, financial inclusion and economic opportunities in the workplace. …

In Bangladesh, key public and private sector actors commit to scaling digital wages across garment sector

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Senegal: tech helps boost access to health to leave poverty behind

Some African nations lead the world’s e-money businesses. And several are finding that leaving notes and coins behind is not only improving efficiency, safety and transparency, but it is als…

Leveraging Digital Financial Solutions to Promote Formal Business Participation

This paper explores economic informality and how it relates to digital financial inclusion. It focuses specifically on the potential role that digital financial services–including those accessed through mobile phones and the internet can play in encouraging businesses to formalize their operations.

State of financial access in Kenya

The latest Financial Access 2019 survey shows that around 83% of Kenyans now have a formal account. Cost remains the main barrier for uptake. More Kenyans now save on their mobile phones (54%) than informally.

The Impact of Mobile Money on Poor Rural Households : Experimental Evidence from Uganda

Does access to mobile money help improve livelihood in remote settings? This paper shows that rolling out mobile money agents in Northern Uganda led to cost-savings for remittance transactions. It also shows that access to digital payments doubled the nonfarm self-employment rate and reduced the fraction of households with very low food security.