Merchants

Beyond Access: From Accounts to Opportunity

The World Bank’s Global Findex 2025 is a scorecard on how well countries, across the globe are transitioning from cash toward equitable digital payments. Headline number shows that 79 percent of adults now own an account, up 28 points since 2011. Financial exclusion for women remains significant and many accounts remain inactive.

Expanding Opportunities for Egypt’s Women- and Youth-Led MSMEs Through Digital Trade

A new collaboration between the Better Than Cash Alliance (the Alliance), the African Continental Free Trade Area (AfCFTA) Secretariat, the Central Bank of Egypt (CBE), and partners such as the African Union Women, Gender and Youth Directorate and AUDA-NEPAD is working to address persistent gaps in digital trade and financial inclusion.

The Trust Quotient: An ASEAN Policy Toolkit for Unlocking Responsible Digital Payments for Micro-Merchants

Real-world experiences from micro-merchants across ASEAN that highlight the factors that build or erode trust in DFS.

Global engagement in scaling instant payments: insights, strategies, and trust building

Over the past few months, the Alliance facilitated a series of peer exchanges, bringing together the architects of some of the world’s most dynamic digital payment platforms—systems that process billions of transactions monthly, such as India’s Unified Payments Interface (UPI) and Brazil’s rapidly evolving PIX.

Our work in Bangladesh

Learn how the Alliance is advocating for inclusive digital payments for resilience and growth in Bangladesh.

2023 Annual Report

Scaling responsible digital payments to deliver the Sustainable Development Goals, particularly financial equality for women

Scaling Responsible Digital Payments in the Indonesian Cocoa Sector

The Government of Indonesia, with the Indonesian cocoa sector and the Better Than Cash Alliance has conducted a first-of-its-kind sizing exercise to assess opportunities for digital financial inclusion for smallholder cocoa farmers.

IWCA Endorses Responsible Digital Payments to Accelerate Women's Economic Participation in Coffee Value Chain

The IWCA endorses UN Responsible Digital Payments as a game-changer for women at every step of the coffee supply chain.

Merchant digitization emerges as one key driver for Pakistan’s inclusive economic growth in UN report

The Better Than Cash Alliance presents its most recent report, providing recommendations to support MSMEs and enable their transition into the digital payments ecosystem in Pakistan.

Responsible Payment Digitization in the Coffee Value Chain

The Pocket Guide to Responsible Payment Digitization in the Coffee Value Chain will inform stakeholders on opportunities and tools available for payment digitization.

Igniting women-led development with inclusive digital finance: G20 EMPOWER summit resounding appeal

G20 EMPOWER summit ignites the vital role of digital finance in achieving gender equality

Our work in India

Read about India’s transformational journey to scale responsible digital payments

Our 2022 in 3 words...

Improving access to healthcare and decent work, reaching farmers, including merchants, equal opportunities for women and much more, through responsibly digitizing payments.

Responsible Digital Payments for Women Merchants

Alliance’s work in action

Responsible Digitization of Small Entrepreneurs in Rural India

Lessons from digitizing the Hindustan Unilever Shakti channel

Three key findings that show that financial equality is within reach in our lifetime

New data from the World Bank’s Global Findex Database 2021 confirms the centrality of digital payments in reaching financial equality for all. 

LEARNING SERIES >> How to scale up digital wages in line with the UN Principles for Responsible Digital Payments

Lessons from Bangladesh, Jordan, and Senegal

PVH Partnerships Promote Digital Wages & Advance Forward Fashion Strategy

LEARNING SERIES >> Progress on the journey to financial equality 

What being gender intentional has taught us about advancing digital financial equality for women. 

Digitizing payments can add US$6.2 billion to Bangladesh’s annual GDP

Key public and private sector players make action commitments on responsible digitization in retail, agriculture, and ready-made garment sectors, while prioritizing women