KEY TOPICS
POPULAR SEARCHES
Digital Payments Resources
Find Resources
Resources on this page are categorized based on the following types:
- News
- Ideas & Updates, coverage of the Alliance in the press, and videos
- Alliance reports
- Research products, case studies, and reports produced by the Alliance
- Global resources
- Reports and case studies for members and partners of the Alliance
8 ways to boost Africa's digital ecosystem
The World Economic Forum and International Trade Centre’s “Africa e-commerce agenda” discusses 8 policy areas - including enhancing digital payments - that can help unleash the potential of e-commerce in the continent.
Drivers of digital payments
This study shows that per capita income, education, availability of digital infrastructure and greater internet penetration help in the growth of digital payments in an economy. For India, it suggests that the government should focus on providing a conducive macroeconomic environment and safe and easy access to digital infrastructure.
Did you see my tweet?
This FSD Kenya analysis demonstrates the utility of social media (Twitter) analytics tools for monitoring discussions around consumer protection.
How to consolidate gains in digital payments
This CG Dev paper, by Professor Njuguna Ndung’u, shows how M-Pesa’s success has led to a series of endogenous innovations that have shaped Kenya’s digital space. It outlines several important challenges that Kenya will need to address in order to further consolidate its success, including connectivity issues, digital ID, interoperability and consumer protection.
Early Lessons on Regulatory Innovation to Enable Inclusive FinTech
Read the University of Cambridge and UNSGSA report on how regulators are innovating to better respond to financial innovation….
Lessons on taxing mobile money transactions
This Brookings policy paper, by Prof. Njuguna Ndung'u, argues that instead of increasing the tax base, taxation on mobile phone transactions may end up reversing the adoption of digital payments in Kenya. It says these lessons are also relevant for other African countries considering similar taxes.
Barriers to adoption of digital services
When digital services are designed to only be accessed by more powerful devices, the poor and marginalized are left out. This Institute of Development Studies report discusses barriers in accessing technology-related services in Bangladesh and how they can be removed.
Bottlenecks for mobile-money adoption
This paper aims at investigating the driving factors for mobile money adoption in the WAEMU region. It identifies literacy rate, mobile infrastructure, and banking infrastructure (ATMs\100,000 people) as the main macroeconomic determinants for adoption.
State of financial access in Kenya
The latest Financial Access 2019 survey shows that around 83% of Kenyans now have a formal account. Cost remains the main barrier for uptake. More Kenyans now save on their mobile phones (54%) than informally.
