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ACDI/VOCA: Why Electronic Payments are Game-Changing for Development Practitioners

At ACDI/VOCA we see firsthand how technological innovations are revolutionizing approaches to global economic development. This is particularly true for electronic payments. Around 2.5 billi…
Global Resources >> Industry Reports

M-Shwari: Market Reactions and Potential Improvements

This Microsave report examines initial market perceptions to M-Shwari, a mobile banking service that allows M-PESA customers to borrow money and apply for emergency loans directly through th…
© Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Aadhaar: Digital Inclusion and Public Services in India

Aadhaar, India’s program to provide a unique identity number for every resident, is the largest biometric identification program in the world. Launched in 2008, the program has created biome…
© © MorganStanley.com
Global Resources >> Industry Reports

Visa Delivers the Benefits of Electronic Payments to the Trucking Industry in Brazil

In Brazil, the trucking industry has relied on a paper-based “freight letter” system for paying truck drivers’ salaries. Aside from operational inefficiencies, this method subjected cargo co…
© Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Building a Mobile Money Distribution Network in Papua New Guinea

The report looks at the opportunity to build a nation-wide electronic money network in PNG, where 90% of the population was unbanked. It highlights the cost and opportunities to public and …
© Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

World Bank Presents Outcomes of the Global Payment Systems Survey 2010

The underlying foundation of a country’s financial system – including all institutions, information, technologies, rules and standards that enable financial intermediation – is its “financia…
© Bill & Melinda Gates Foundation/Frederic Courbet