Ghana

BEYOND CHOCOLATE: What agribusiness can learn from Ghana’s cocoa sector shift to digital payments

The Cost of Cash to Ghana’s Cocoa Sector

Digital payments can help make the sector more efficient, transparent, and secure for companies and people alike.

The Cost of Cash to Ghana’s Cocoa Sector

The Hidden Costs of Cash to Ghana’s Cocoa Sector

New report reveals the cocoa sector in Ghana faces avoidable costs and inefficiencies representing 19% of revenues.

Digitizing Payments in Ghana’s Cocoa Supply Chain

The purpose of this report is to share key lessons and tools that are critical to launching and scaling successful responsible digital payments initiatives in Ghana’s cocoa value chain.

Government launches 3 new policies to speed up digital payments

Government launches new policies to speed up financial inclusion

Responsible Digital Payments during COVID-19

This webinar demonstrated how integrating the Responsible Digital Payments Guidelines in payment responses is possible at a time like this, and why it is an important building block for recovery.

25 years since Beijing – Spotlight on women!

In this edition of the newsletter, we applaud the leadership of Alliance members in the Philippines, Ghana and India who are ensuring that women can gain economic independence through digitization.

Putting Digital Payments to Work in the Time of COVID-19

As the tragic human costs of COVID-19 mount, the need for practical, scalable, quick and effective solutions is urgent. Now more than ever, it’s time to put digital payments to work.

Extending pension coverage to the informal sector

This World Bank discussion paper argues that digital payments, along with other policies and tools, can help extend pension coverage to the informal sector in Africa. It also features case studies from 5 Alliance members namely Kenya, Rwanda, Benin, Ghana, and Uganda.

Five recommendations for enhancing finclusion

A new World Bank economic analysis says Ghana can reach universal financial access across regions and key demographics using innovative technology.

DLT: Keep Calm and Let the Evidence Speak

Blockchain Series: Blog 3…

Public Financial Management and the Digitalization of Payments

Joint report by the Better Than Cash Alliance, the Center for Global Development, and the Overseas Development Institute, building on work with the International Monetary Fund in 2017.

“Payment and Settlement Systems in India: Vision 2019 – 2021

With an aim to create a cash-lite economy, the Reserve Bank of India has published its “Payments System Vision 2021.” The document can be a useful resource for members like Ghana who are wor…

Basic Regulatory Enablers for Achieving Universal Financial Access: CGAP’s Insights from the Field

In this webinar, CGAP experts, Ivo Jenik and Max Mattern, discuss four basic regulatory enablers that can help promote adoption of DFS and present case studies on Ghana and Tanzania….

Cash usage behaviour and its implication for digital payments: A case of Ghana and Nigeria's smallholder cassava value chain

Education programs and awareness campaigns can help improve mobile money usage among smallholder cassava farmers in Nigeria and Ghana. Better agent network and incentives may help too. Read …

The Impact of Formal Savings on Salaried Workers’ Spending and Borrowing in Eastern Ghana

This J-PAL study looks at the impact of commitment savings linked to electronic salary payments. While the results varied for different users, the research highlights the importance of using…